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		<title>How To Use Your Equity Smartly</title>
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		<pubDate>Fri, 29 Jan 2010 20:49:43 +0000</pubDate>
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		<category><![CDATA[equity loan]]></category>
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		<description><![CDATA[Equity is the value of your home at current market value after deducting the outstanding mortgage on your home, which is what you would have left over in the event that you sold your property at market value and repaid your outstanding mortgage. Home equity is built over time; as equity builds, you create a [...]]]></description>
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